This lunchtime seminar, offered through the Faculty and Staff Assistance Program (FSAP), will review the federal mortgage relief programs available to qualifying homeowners. Mortgage payment assistance, loan modification, and short sales will be discussed to help participants make informed decisions. Maria Gaitan, housing and business development manager with Consolidated Credit Counseling Services, Inc., will help participants explore these options. Consolidated Credit Counseling Services, Inc. is a HUD-approved nonprofit credit and housing counseling agency. FSAP seminars are offered as part of the University of Miami’s Well ’Canes Program.

Miller School of Medicine campus: Tuesday, September 4 from 12 to 1 p.m. at University of Miami Hospital, Seminar Center, Room C.

Coral Gables campus: Wednesday, September 5 from 12 to 1 p.m. at the Whitten University Center, Room 245.

Rosenstiel School campus: Thursday, September 6 from 12 to 1 p.m. in the Library, Map and Chart Room.

Register through ULearn. For help with ULearn, call the Office of Workforce Engagement and Development at 305-284-5110. To receive email announcements of upcoming seminars, call the FSAP at 305-284-6604.